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How to Handle Wage Garnishments Before Filing Bankruptcy

Introduction
Wage garnishments can put immediate pressure on your finances. Filing bankruptcy can stop
garnishments and protect your income, but there are steps to take first.

 

Tips to Protect Yourself

  • Track all garnishments and debts.

  • Avoid taking on new debt before filing.

  • Contact a bankruptcy attorney to review options.

  • Don’t quit your job or make any “big” moves.

 

How Bankruptcy Helps

  • Chapter 7 or 13 can stop garnishments once filed.

  • Protects wages while your case is pending
     

Next Steps
Consult with an attorney quickly to minimize financial stress and protect income, the sooner we
get involved the better chance we have to prevent future garnishments.

© 2026 Law Office of Charles Fitzpatrick. All rights reserved.

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